Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,841 | $81,301-97.7% | $76,119-97.6% | $199,960-99.1% |
| Participation rate | 5.6% | 70.1%-64.5pp | 69.1%-63.5pp | 72.0%-66.4pp |
| Annual return | 57.41% | 16.31%+41.1pp | 361.25%-303.8pp | 34.28%+23.1pp |
| Employer contribution / active EE | $0 | $3,352-100.0% | $2,693-100.0% | $3,036-100.0% |
| Participant deferral / active EE | $86 | $4,721-98.2% | $4,259-98.0% | $5,087-98.3% |
| Admin fee / account holder | $478 | $145+229.3% | $6,421-92.6% | $269+77.4% |