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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,584 | $166,242-59.3% | $165,071-59.1% | $145,884-53.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.00% | 100.44%-89.4pp | 70.17%-59.2pp | 551.85%-540.8pp |
| Employer contribution / active EE | $5,961 | $5,283+12.8% | $4,347+37.1% | $4,662+27.9% |
| Participant deferral / active EE | $3,138 | $6,964-54.9% | $6,035-48.0% | $6,690-53.1% |
| Admin fee / account holder | $1,071 | $16,658-93.6% | $12,695-91.6% | $13,392-92.0% |