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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,498 | $73,787-61.4% | $98,716-71.1% | $82,448-65.4% |
| Participation rate | 57.1% | 61.4%-4.3pp | 69.3%-12.2pp | 68.1%-10.9pp |
| Annual return | 14.58% | 18.57%-4.0pp | 31.81%-17.2pp | 41.64%-27.1pp |
| Employer contribution / active EE | $1,204 | $1,511-20.3% | $2,279-47.1% | $2,551-52.8% |
| Participant deferral / active EE | $2,261 | $3,081-26.6% | $4,048-44.1% | $4,139-45.4% |
| Admin fee / account holder | $4,873 | $6,500-25.0% | $8,703-44.0% | $7,234-32.6% |