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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,117 | $160,028-75.6% | $147,080-73.4% | $145,884-73.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 16.62% | 98.60%-82.0pp | 420.17%-403.5pp | 551.85%-535.2pp |
| Employer contribution / active EE | $345 | $5,286-93.5% | $4,933-93.0% | $4,662-92.6% |
| Participant deferral / active EE | $12,574 | $8,422+49.3% | $8,066+55.9% | $6,690+88.0% |
| Admin fee / account holder | $565 | $15,030-96.2% | $12,989-95.7% | $13,392-95.8% |