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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,923 | $185,312-59.0% | $161,489-53.0% | $154,746-50.9% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 86.50% | 103.84%-17.3pp | 89.72%-3.2pp | 172.34%-85.8pp |
| Employer contribution / active EE | $2,862 | $4,769-40.0% | $4,268-33.0% | $4,379-34.6% |
| Participant deferral / active EE | $7,692 | $6,350+21.1% | $5,630+36.6% | $6,730+14.3% |
| Admin fee / account holder | $340 | $18,654-98.2% | $16,006-97.9% | $14,365-97.6% |