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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,369 | $100,970-85.8% | $96,576-85.1% | $137,256-89.5% |
| Participation rate | 66.7% | 82.6%-15.9pp | 81.4%-14.8pp | 80.0%-13.3pp |
| Annual return | 13.12% | 38.16%-25.0pp | 38.47%-25.4pp | 220.34%-207.2pp |
| Employer contribution / active EE | $2,604 | $3,809-31.6% | $3,553-26.7% | $4,156-37.3% |
| Participant deferral / active EE | $4,893 | $8,286-41.0% | $7,956-38.5% | $6,407-23.6% |
| Admin fee / account holder | $2,403 | $11,312-78.8% | $11,381-78.9% | $12,270-80.4% |