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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,559 | $108,882+0.6% | $96,754+13.2% | $154,746-29.2% |
| Participation rate | 71.4% | 75.1%-3.7pp | 70.3%+1.2pp | 80.7%-9.3pp |
| Annual return | 22.55% | 98.39%-75.8pp | 82.04%-59.5pp | 172.34%-149.8pp |
| Employer contribution / active EE | $4,088 | $3,018+35.4% | $2,679+52.6% | $4,379-6.7% |
| Participant deferral / active EE | $11,536 | $5,323+116.7% | $4,758+142.5% | $6,730+71.4% |
| Admin fee / account holder | $1,216 | $10,200-88.1% | $8,905-86.3% | $14,365-91.5% |