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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,804 | $174,379-96.7% | $152,093-96.2% | $138,895-95.8% |
| Participation rate | 81.8% | 81.6%+0.2pp | 77.8%+4.1pp | 79.9%+1.9pp |
| Annual return | 24.86% | 74.86%-50.0pp | 66.36%-41.5pp | 145.39%-120.5pp |
| Employer contribution / active EE | $1,652 | $4,652-64.5% | $4,175-60.4% | $4,194-60.6% |
| Participant deferral / active EE | $2,747 | $6,159-55.4% | $5,451-49.6% | $6,396-57.0% |
| Admin fee / account holder | $453 | $16,880-97.3% | $14,497-96.9% | $12,562-96.4% |