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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,636 | $154,228-47.1% | $145,433-43.9% | $137,256-40.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.10% | 74.59%-54.5pp | 66.58%-46.5pp | 220.34%-200.2pp |
| Employer contribution / active EE | $9,802 | $4,804+104.0% | $4,554+115.2% | $4,156+135.8% |
| Participant deferral / active EE | $19,327 | $8,216+135.2% | $7,897+144.7% | $6,407+201.7% |
| Admin fee / account holder | $4,974 | $14,344-65.3% | $13,129-62.1% | $12,270-59.5% |