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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,306 | $156,398-72.3% | $147,318-70.6% | $138,895-68.8% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 13.64% | 78.75%-65.1pp | 70.43%-56.8pp | 145.39%-131.8pp |
| Employer contribution / active EE | $62 | $4,853-98.7% | $4,593-98.7% | $4,194-98.5% |
| Participant deferral / active EE | $10,940 | $8,237+32.8% | $7,906+38.4% | $6,396+71.0% |
| Admin fee / account holder | $20,902 | $14,976+39.6% | $13,708+52.5% | $12,562+66.4% |