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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,380 | $154,228+14.4% | $145,433+21.3% | $137,256+28.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.85% | 74.59%-59.7pp | 66.58%-51.7pp | 220.34%-205.5pp |
| Employer contribution / active EE | $22,232 | $4,804+362.8% | $4,554+388.1% | $4,156+434.9% |
| Participant deferral / active EE | $12,480 | $8,216+51.9% | $7,897+58.0% | $6,407+94.8% |
| Admin fee / account holder | $962 | $14,344-93.3% | $13,129-92.7% | $12,270-92.2% |