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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,522 | $108,897-63.7% | $100,378-60.6% | $145,877-72.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.81% | 58.17%-43.4pp | 49.41%-34.6pp | 551.28%-536.5pp |
| Employer contribution / active EE | $3,980 | $4,420-10.0% | $3,942+1.0% | $4,663-14.6% |
| Participant deferral / active EE | $6,531 | $8,455-22.8% | $8,087-19.2% | $6,691-2.4% |
| Admin fee / account holder | $1,342 | $9,690-86.1% | $7,899-83.0% | $13,402-90.0% |