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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,903 | $160,070-90.7% | $147,117-89.9% | $145,897-89.8% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 14.84% | 98.69%-83.8pp | 420.54%-405.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $2,223 | $5,285-57.9% | $4,932-54.9% | $4,663-52.3% |
| Participant deferral / active EE | $3,645 | $8,419-56.7% | $8,065-54.8% | $6,689-45.5% |
| Admin fee / account holder | $2,684 | $15,035-82.1% | $12,993-79.3% | $13,390-80.0% |