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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,559 | $88,754-64.4% | $81,820-61.4% | $145,877-78.4% |
| Participation rate | 68.2% | 75.1%-6.9pp | 72.4%-4.2pp | 80.3%-12.1pp |
| Annual return | 16.47% | 1031.77%-1015.3pp | 777.93%-761.5pp | 551.28%-534.8pp |
| Employer contribution / active EE | $1,476 | $3,085-52.2% | $2,915-49.4% | $4,663-68.3% |
| Participant deferral / active EE | $5,552 | $4,648+19.4% | $4,323+28.4% | $6,691-17.0% |
| Admin fee / account holder | $704 | $8,424-91.6% | $7,391-90.5% | $13,402-94.7% |