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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,748 | $180,749+22.7% | $160,784+37.9% | $137,256+61.6% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 18.45% | 2234.46%-2216.0pp | 1803.92%-1785.5pp | 220.34%-201.9pp |
| Employer contribution / active EE | $4,151 | $4,155-0.1% | $3,733+11.2% | $4,156-0.1% |
| Participant deferral / active EE | $8,529 | $6,844+24.6% | $6,293+35.5% | $6,407+33.1% |
| Admin fee / account holder | $837 | $10,397-91.9% | $9,717-91.4% | $12,270-93.2% |