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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,758 | $16,790-30.0% | $64,489-81.8% | $67,986-82.7% |
| Participation rate | 80.2% | 62.4%+17.8pp | 67.7%+12.5pp | 57.2%+23.0pp |
| Annual return | 94.91% | 30.55%+64.4pp | 55.03%+39.9pp | 31.67%+63.2pp |
| Employer contribution / active EE | $964 | $648+48.8% | $1,523-36.7% | $2,019-52.3% |
| Participant deferral / active EE | $2,357 | $1,510+56.1% | $2,778-15.1% | $3,358-29.8% |
| Admin fee / account holder | $1,019 | $1,690-39.7% | $4,260-76.1% | $3,203-68.2% |