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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,418 | $160,028-35.4% | $147,080-29.7% | $145,884-29.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.48% | 98.60%-81.1pp | 420.17%-402.7pp | 551.85%-534.4pp |
| Employer contribution / active EE | $2,061 | $5,286-61.0% | $4,933-58.2% | $4,662-55.8% |
| Participant deferral / active EE | $8,150 | $8,422-3.2% | $8,066+1.0% | $6,690+21.8% |
| Admin fee / account holder | $1,523 | $15,030-89.9% | $12,989-88.3% | $13,392-88.6% |