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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,775 | $154,228-32.7% | $145,433-28.6% | $137,256-24.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 25.41% | 74.59%-49.2pp | 66.58%-41.2pp | 220.34%-194.9pp |
| Employer contribution / active EE | $8,887 | $4,804+85.0% | $4,554+95.1% | $4,156+113.8% |
| Participant deferral / active EE | $19,590 | $8,216+138.4% | $7,897+148.1% | $6,407+205.8% |
| Admin fee / account holder | $947 | $14,344-93.4% | $13,129-92.8% | $12,270-92.3% |