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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,954 | $151,427-62.4% | $112,860-49.5% | $154,746-63.2% |
| Participation rate | 88.9% | 69.1%+19.8pp | 66.3%+22.6pp | 80.7%+8.2pp |
| Annual return | 15.98% | 30.95%-15.0pp | 35.26%-19.3pp | 172.34%-156.4pp |
| Employer contribution / active EE | $7,598 | $2,750+176.3% | $2,206+244.4% | $4,379+73.5% |
| Participant deferral / active EE | $11,730 | $4,285+173.8% | $3,493+235.8% | $6,730+74.3% |
| Admin fee / account holder | $2,985 | $7,369-59.5% | $6,841-56.4% | $14,365-79.2% |