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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,565 | $69,118-67.4% | $53,647-57.9% | $138,895-83.8% |
| Participation rate | 13.0% | 64.0%-50.9pp | 56.3%-43.2pp | 79.9%-66.9pp |
| Annual return | 20.20% | 248.26%-228.1pp | 358.33%-338.1pp | 145.39%-125.2pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $316 | $2,274-86.1% | $1,813-82.5% | $6,396-95.1% |
| Admin fee / account holder | $65 | $2,724-97.6% | $2,460-97.3% | $12,562-99.5% |