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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,596 | $83,061-65.6% | $126,068-77.3% | $94,015-69.6% |
| Participation rate | 93.5% | 81.2%+12.4pp | 84.7%+8.8pp | 70.8%+22.7pp |
| Annual return | 44.18% | 20.41%+23.8pp | 15.01%+29.2pp | 17.84%+26.3pp |
| Employer contribution / active EE | $5,565 | $2,864+94.3% | $3,968+40.2% | $2,790+99.4% |
| Participant deferral / active EE | $13,167 | $7,042+87.0% | $8,214+60.3% | $4,249+209.9% |
| Admin fee / account holder | $1,034 | $7,208-85.7% | $18,264-94.3% | $8,951-88.4% |