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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,774 | $227,399-94.8% | $189,758-93.8% | $198,609-94.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 7.77% | 61.03%-53.3pp | 52.62%-44.9pp | 202.70%-194.9pp |
| Employer contribution / active EE | $8,048 | $5,526+45.6% | $4,767+68.8% | $5,055+59.2% |
| Participant deferral / active EE | $5,079 | $6,837-25.7% | $5,856-13.3% | $6,977-27.2% |
| Admin fee / account holder | $27,368 | $25,162+8.8% | $20,388+34.2% | $19,030+43.8% |