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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,954 | $67,894-38.2% | $89,340-53.0% | $82,448-49.1% |
| Participation rate | 88.0% | 64.0%+24.0pp | 69.6%+18.4pp | 68.1%+19.9pp |
| Annual return | 20.74% | 19.21%+1.5pp | 20.57%+0.2pp | 41.64%-20.9pp |
| Employer contribution / active EE | $5,259 | $1,828+187.7% | $2,231+135.7% | $2,551+106.2% |
| Participant deferral / active EE | $11,755 | $3,072+282.6% | $3,823+207.5% | $4,139+184.0% |
| Admin fee / account holder | $14,927 | $5,723+160.8% | $6,704+122.7% | $7,234+106.3% |