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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,546 | $23,330-89.1% | $64,489-96.1% | $82,448-96.9% |
| Participation rate | 86.1% | 68.3%+17.8pp | 67.7%+18.4pp | 68.1%+18.0pp |
| Annual return | 25.80% | 83.66%-57.9pp | 55.03%-29.2pp | 41.64%-15.8pp |
| Employer contribution / active EE | $294 | $824-64.3% | $1,523-80.7% | $2,551-88.5% |
| Participant deferral / active EE | $1,061 | $1,707-37.8% | $2,778-61.8% | $4,139-74.4% |
| Admin fee / account holder | $470 | $2,946-84.0% | $4,260-89.0% | $7,234-93.5% |