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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,456 | $111,535-71.8% | $105,223-70.1% | $137,256-77.1% |
| Participation rate | 90.9% | 78.1%+12.8pp | 75.0%+15.9pp | 80.0%+10.9pp |
| Annual return | 18.49% | 237.85%-219.4pp | 180.65%-162.2pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,858 | $3,939-52.8% | $3,689-49.6% | $4,156-55.3% |
| Participant deferral / active EE | $7,402 | $5,500+34.6% | $5,072+45.9% | $6,407+15.5% |
| Admin fee / account holder | $713 | $9,721-92.7% | $8,859-91.9% | $12,270-94.2% |