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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,081 | $111,535-86.5% | $105,223-85.7% | $137,256-89.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 239.54% | 237.85%+1.7pp | 180.65%+58.9pp | 220.34%+19.2pp |
| Employer contribution / active EE | $1,494 | $3,939-62.1% | $3,689-59.5% | $4,156-64.1% |
| Participant deferral / active EE | $2,837 | $5,500-48.4% | $5,072-44.1% | $6,407-55.7% |
| Admin fee / account holder | $1,519 | $9,721-84.4% | $8,859-82.9% | $12,270-87.6% |