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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,215 | $110,410-96.2% | $102,437-95.9% | $145,897-97.1% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 11.20% | 24.85%-13.7pp | 24.95%-13.8pp | 552.29%-541.1pp |
| Employer contribution / active EE | $1,374 | $4,217-67.4% | $3,871-64.5% | $4,663-70.5% |
| Participant deferral / active EE | $1,828 | $5,622-67.5% | $5,060-63.9% | $6,689-72.7% |
| Admin fee / account holder | $890 | $9,745-90.9% | $8,388-89.4% | $13,390-93.4% |