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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,898 | $112,729-96.5% | $98,716-96.1% | $137,256-97.2% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.3%+2.1pp | 80.0%-8.5pp |
| Annual return | 13.32% | 38.48%-25.2pp | 31.81%-18.5pp | 220.34%-207.0pp |
| Employer contribution / active EE | $1,709 | $2,725-37.3% | $2,279-25.0% | $4,156-58.9% |
| Participant deferral / active EE | $3,147 | $4,640-32.2% | $4,048-22.2% | $6,407-50.9% |
| Admin fee / account holder | $3,413 | $10,129-66.3% | $8,703-60.8% | $12,270-72.2% |