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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,498 | $123,750-89.9% | $69,611-82.0% | $145,877-91.4% |
| Participation rate | 66.7% | 69.2%-2.5pp | 66.4%+0.2pp | 80.3%-13.6pp |
| Annual return | 15.20% | 192.03%-176.8pp | 101.14%-85.9pp | 551.28%-536.1pp |
| Employer contribution / active EE | $1,319 | $2,672-50.6% | $1,709-22.8% | $4,663-71.7% |
| Participant deferral / active EE | $1,350 | $4,243-68.2% | $2,891-53.3% | $6,691-79.8% |
| Admin fee / account holder | $1,109 | $7,817-85.8% | $4,696-76.4% | $13,402-91.7% |