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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,498 | $123,854-89.9% | $69,623-82.0% | $145,884-91.4% |
| Participation rate | 66.7% | 69.2%-2.6pp | 66.4%+0.2pp | 80.3%-13.6pp |
| Annual return | 15.20% | 192.35%-177.2pp | 101.23%-86.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,319 | $2,673-50.7% | $1,709-22.8% | $4,662-71.7% |
| Participant deferral / active EE | $1,350 | $4,242-68.2% | $2,890-53.3% | $6,690-79.8% |
| Admin fee / account holder | $1,109 | $7,822-85.8% | $4,696-76.4% | $13,392-91.7% |