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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,054 | $87,106-58.6% | $105,607-65.9% | $80,935-55.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 43.68% | 17.01%+26.7pp | 116.11%-72.4pp | 35.66%+8.0pp |
| Employer contribution / active EE | $5,562 | $2,396+132.1% | $3,167+75.6% | $2,757+101.8% |
| Participant deferral / active EE | $11,989 | $3,986+200.8% | $5,011+139.2% | $4,299+178.8% |
| Admin fee / account holder | $2,117 | $8,447-74.9% | $10,958-80.7% | $6,924-69.4% |