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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,696 | $67,823-69.5% | $52,425-60.5% | $137,256-84.9% |
| Participation rate | 14.3% | 63.9%-49.6pp | 55.6%-41.3pp | 80.0%-65.7pp |
| Annual return | 25.12% | 219.11%-194.0pp | 302.12%-277.0pp | 220.34%-195.2pp |
| Employer contribution / active EE | $178 | $1,163-84.7% | $914-80.6% | $4,156-95.7% |
| Participant deferral / active EE | $444 | $2,288-80.6% | $1,790-75.2% | $6,407-93.1% |
| Admin fee / account holder | $75 | $2,844-97.4% | $2,495-97.0% | $12,270-99.4% |