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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,614 | $123,750-97.1% | $69,611-94.8% | $145,877-97.5% |
| Participation rate | 17.6% | 69.2%-51.6pp | 66.4%-48.8pp | 80.3%-62.7pp |
| Annual return | 7.42% | 192.03%-184.6pp | 101.14%-93.7pp | 551.28%-543.9pp |
| Employer contribution / active EE | $5,029 | $2,672+88.2% | $1,709+194.3% | $4,663+7.9% |
| Participant deferral / active EE | $3,933 | $4,243-7.3% | $2,891+36.1% | $6,691-41.2% |
| Admin fee / account holder | $260 | $7,817-96.7% | $4,696-94.5% | $13,402-98.1% |