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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,567 | $201,344+16.0% | $184,243+26.8% | $145,877+60.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 38.36% | 29.01%+9.4pp | 28.82%+9.5pp | 551.28%-512.9pp |
| Employer contribution / active EE | $19,318 | $7,022+175.1% | $6,427+200.6% | $4,663+314.3% |
| Participant deferral / active EE | $19,042 | $9,807+94.2% | $9,132+108.5% | $6,691+184.6% |
| Admin fee / account holder | $7,872 | $16,382-51.9% | $13,914-43.4% | $13,402-41.3% |