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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,148 | $125,184-75.1% | $105,607-70.5% | $145,884-78.6% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 16.49% | 225.00%-208.5pp | 116.11%-99.6pp | 551.85%-535.4pp |
| Employer contribution / active EE | $4,534 | $3,720+21.9% | $3,167+43.2% | $4,662-2.8% |
| Participant deferral / active EE | $9,772 | $5,714+71.0% | $5,011+95.0% | $6,690+46.1% |
| Admin fee / account holder | $6,370 | $17,133-62.8% | $10,958-41.9% | $13,392-52.4% |