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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,234 | $55,889-96.0% | $76,119-97.1% | $80,935-97.2% |
| Participation rate | 82.4% | 62.1%+20.4pp | 69.1%+13.3pp | 67.7%+14.8pp |
| Annual return | 16.41% | 20.58%-4.2pp | 361.25%-344.8pp | 35.66%-19.3pp |
| Employer contribution / active EE | $901 | $1,866-51.7% | $2,693-66.5% | $2,757-67.3% |
| Participant deferral / active EE | $1,165 | $3,051-61.8% | $4,259-72.6% | $4,299-72.9% |
| Admin fee / account holder | $288 | $5,241-94.5% | $6,421-95.5% | $6,924-95.8% |