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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,523 | $102,393-46.8% | $147,041-62.9% | $80,911-32.6% |
| Participation rate | 62.5% | 75.9%-13.4pp | 82.2%-19.7pp | 67.6%-5.1pp |
| Annual return | 16.45% | 134.95%-118.5pp | 419.21%-402.8pp | 35.63%-19.2pp |
| Employer contribution / active EE | $2,576 | $3,715-30.7% | $4,935-47.8% | $2,756-6.5% |
| Participant deferral / active EE | $5,646 | $6,647-15.1% | $8,071-30.0% | $4,297+31.4% |
| Admin fee / account holder | $628 | $7,943-92.1% | $13,006-95.2% | $6,935-91.0% |