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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,330 | $77,472-46.7% | $100,392-58.8% | $80,935-48.9% |
| Participation rate | 84.1% | 76.9%+7.1pp | 81.5%+2.6pp | 67.7%+16.4pp |
| Annual return | 37.63% | 37.26%+0.4pp | 49.45%-11.8pp | 35.66%+2.0pp |
| Employer contribution / active EE | $4,698 | $2,800+67.8% | $3,941+19.2% | $2,757+70.4% |
| Participant deferral / active EE | $10,590 | $6,818+55.3% | $8,090+30.9% | $4,299+146.3% |
| Admin fee / account holder | $9,607 | $5,885+63.3% | $7,904+21.5% | $6,924+38.7% |