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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,846 | $107,809-22.2% | $97,032-13.6% | $155,188-46.0% |
| Participation rate | 62.5% | 75.5%-13.0pp | 71.6%-9.1pp | 80.8%-18.3pp |
| Annual return | 15.54% | 38.06%-22.5pp | 35.38%-19.8pp | 148.84%-133.3pp |
| Employer contribution / active EE | $1,676 | $2,911-42.4% | $2,629-36.3% | $4,248-60.6% |
| Participant deferral / active EE | $2,986 | $5,129-41.8% | $4,672-36.1% | $6,531-54.3% |
| Admin fee / account holder | $0 | $10,717-100.0% | $9,418-100.0% | $14,480-100.0% |