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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,870 | $100,194+134.4% | $122,979+91.0% | $86,983+170.0% |
| Participation rate | 80.0% | 73.0%+7.0pp | 77.2%+2.8pp | 69.5%+10.5pp |
| Annual return | 15.04% | 16.47%-1.4pp | 20.12%-5.1pp | 25.83%-10.8pp |
| Employer contribution / active EE | $810 | $2,326-65.1% | $3,062-73.5% | $2,584-68.6% |
| Participant deferral / active EE | $7,049 | $4,133+70.5% | $5,003+40.9% | $4,194+68.1% |
| Admin fee / account holder | $4,384 | $10,148-56.8% | $12,864-65.9% | $7,856-44.2% |