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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,521 | $95,453-72.2% | $112,040-76.3% | $82,448-67.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 43.80% | 23.92%+19.9pp | 24.52%+19.3pp | 41.64%+2.2pp |
| Employer contribution / active EE | $4,160 | $2,318+79.5% | $2,954+40.8% | $2,551+63.1% |
| Participant deferral / active EE | $8,473 | $4,224+100.6% | $5,098+66.2% | $4,139+104.7% |
| Admin fee / account holder | $1,188 | $9,013-86.8% | $12,098-90.2% | $7,234-83.6% |