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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,521 | $95,404-72.2% | $113,397-76.6% | $82,637-67.9% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 43.80% | 19.08%+24.7pp | 23.20%+20.6pp | 53.51%-9.7pp |
| Employer contribution / active EE | $4,160 | $2,307+80.3% | $2,977+39.7% | $2,552+63.0% |
| Participant deferral / active EE | $8,473 | $4,220+100.8% | $5,076+66.9% | $4,126+105.4% |
| Admin fee / account holder | $1,188 | $9,168-87.0% | $11,957-90.1% | $7,339-83.8% |