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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,716 | $86,940-80.8% | $102,434-83.7% | $80,935-79.3% |
| Participation rate | 91.9% | 72.4%+19.5pp | 76.5%+15.4pp | 67.7%+24.2pp |
| Annual return | 55.19% | 18.89%+36.3pp | 29.46%+25.7pp | 35.66%+19.5pp |
| Employer contribution / active EE | $2,990 | $2,370+26.2% | $3,023-1.1% | $2,757+8.5% |
| Participant deferral / active EE | $5,723 | $4,121+38.9% | $5,055+13.2% | $4,299+33.1% |
| Admin fee / account holder | $918 | $8,047-88.6% | $9,462-90.3% | $6,924-86.7% |