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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,652 | $142,354-95.3% | $125,529-94.7% | $155,188-95.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 23.79% | 306.06%-282.3pp | 202.56%-178.8pp | 148.84%-125.0pp |
| Employer contribution / active EE | $1,504 | $3,501-57.0% | $3,058-50.8% | $4,248-64.6% |
| Participant deferral / active EE | $1,950 | $5,491-64.5% | $4,813-59.5% | $6,531-70.1% |
| Admin fee / account holder | $763 | $19,392-96.1% | $16,298-95.3% | $14,480-94.7% |