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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,741 | $183,592-62.0% | $155,567-55.2% | $145,959-52.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.63% | 61.24%-46.6pp | 64.74%-50.1pp | 561.95%-547.3pp |
| Employer contribution / active EE | $3,534 | $5,315-33.5% | $4,674-24.4% | $4,661-24.2% |
| Participant deferral / active EE | $4,889 | $6,464-24.4% | $5,628-13.1% | $6,689-26.9% |
| Admin fee / account holder | $1,685 | $19,318-91.3% | $15,916-89.4% | $13,398-87.4% |