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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,741 | $183,516-62.0% | $155,534-55.2% | $145,884-52.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.63% | 61.43%-46.8pp | 64.92%-50.3pp | 551.85%-537.2pp |
| Employer contribution / active EE | $3,534 | $5,315-33.5% | $4,675-24.4% | $4,662-24.2% |
| Participant deferral / active EE | $4,889 | $6,467-24.4% | $5,630-13.2% | $6,690-26.9% |
| Admin fee / account holder | $1,685 | $19,293-91.3% | $15,900-89.4% | $13,392-87.4% |