Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,467 | $76,834-95.5% | $108,359-96.8% | $87,485-96.0% |
| Participation rate | 68.3% | 61.7%+6.6pp | 70.1%-1.8pp | 68.9%-0.6pp |
| Annual return | 5.32% | 19.09%-13.8pp | 36.89%-31.6pp | 26.06%-20.7pp |
| Employer contribution / active EE | $0 | $1,556-100.0% | $2,399-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $951 | $3,100-69.3% | $4,137-77.0% | $4,274-77.8% |
| Admin fee / account holder | $462 | $6,537-92.9% | $9,741-95.3% | $7,775-94.1% |