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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,917 | $108,882-90.0% | $96,754-88.7% | $154,746-92.9% |
| Participation rate | 76.5% | 75.1%+1.4pp | 70.3%+6.2pp | 80.7%-4.2pp |
| Annual return | 22.59% | 98.39%-75.8pp | 82.04%-59.5pp | 172.34%-149.8pp |
| Employer contribution / active EE | $859 | $3,018-71.5% | $2,679-67.9% | $4,379-80.4% |
| Participant deferral / active EE | $3,066 | $5,323-42.4% | $4,758-35.6% | $6,730-54.4% |
| Admin fee / account holder | $1,690 | $10,200-83.4% | $8,905-81.0% | $14,365-88.2% |