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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,678 | $100,139-91.3% | $85,187-89.8% | $145,884-94.1% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 14.13% | 84.15%-70.0pp | 66.67%-52.5pp | 551.85%-537.7pp |
| Employer contribution / active EE | $1,416 | $3,238-56.3% | $2,732-48.2% | $4,662-69.6% |
| Participant deferral / active EE | $2,968 | $5,296-44.0% | $4,525-34.4% | $6,690-55.6% |
| Admin fee / account holder | $1,866 | $7,262-74.3% | $6,162-69.7% | $13,392-86.1% |