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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,456 | $183,592+10.8% | $155,574+30.8% | $145,877+39.5% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 12.25% | 61.37%-49.1pp | 64.87%-52.6pp | 551.28%-539.0pp |
| Employer contribution / active EE | $8,116 | $5,317+52.7% | $4,676+73.6% | $4,663+74.1% |
| Participant deferral / active EE | $791 | $6,466-87.8% | $5,629-85.9% | $6,691-88.2% |
| Admin fee / account holder | $27,746 | $19,316+43.6% | $15,914+74.3% | $13,402+107.0% |