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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,487 | $138,312-85.9% | $122,979-84.2% | $155,188-87.4% |
| Participation rate | 73.7% | 80.2%-6.5pp | 77.2%-3.5pp | 80.8%-7.1pp |
| Annual return | 15.42% | 22.06%-6.6pp | 20.12%-4.7pp | 148.84%-133.4pp |
| Employer contribution / active EE | $1,900 | $3,530-46.2% | $3,062-38.0% | $4,248-55.3% |
| Participant deferral / active EE | $3,569 | $5,592-36.2% | $5,003-28.7% | $6,531-45.4% |
| Admin fee / account holder | $5,634 | $15,089-62.7% | $12,864-56.2% | $14,480-61.1% |