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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,097 | $76,522+51.7% | $56,033+107.2% | $145,884-20.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 16.42% | 3014.28%-2997.9pp | 1711.38%-1695.0pp | 551.85%-535.4pp |
| Employer contribution / active EE | $11,417 | $1,382+725.9% | $1,041+996.8% | $4,662+144.9% |
| Participant deferral / active EE | $11,217 | $2,624+327.5% | $1,954+474.0% | $6,690+67.7% |
| Admin fee / account holder | $459 | $3,328-86.2% | $2,827-83.8% | $13,392-96.6% |