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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,001 | $106,864-79.4% | $147,318-85.1% | $82,637-73.4% |
| Participation rate | 91.1% | 75.5%+15.6pp | 82.1%+9.0pp | 68.1%+23.1pp |
| Annual return | 59.41% | 27.49%+31.9pp | 70.43%-11.0pp | 53.51%+5.9pp |
| Employer contribution / active EE | $2,525 | $3,417-26.1% | $4,593-45.0% | $2,552-1.1% |
| Participant deferral / active EE | $10,426 | $6,496+60.5% | $7,906+31.9% | $4,126+152.7% |
| Admin fee / account holder | $570 | $8,415-93.2% | $13,708-95.8% | $7,339-92.2% |