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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,293 | $97,289-43.2% | $92,805-40.4% | $155,188-64.4% |
| Participation rate | 60.0% | 84.2%-24.2pp | 83.5%-23.5pp | 80.8%-20.8pp |
| Annual return | 16.81% | 29.03%-12.2pp | 31.59%-14.8pp | 148.84%-132.0pp |
| Employer contribution / active EE | $1,568 | $3,632-56.8% | $3,424-54.2% | $4,248-63.1% |
| Participant deferral / active EE | $3,918 | $8,795-55.5% | $8,448-53.6% | $6,531-40.0% |
| Admin fee / account holder | $15 | $12,015-99.9% | $10,911-99.9% | $14,480-99.9% |