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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,934 | $183,516-75.0% | $155,534-70.5% | $145,884-68.5% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 14.47% | 61.43%-47.0pp | 64.92%-50.5pp | 551.85%-537.4pp |
| Employer contribution / active EE | $2,290 | $5,315-56.9% | $4,675-51.0% | $4,662-50.9% |
| Participant deferral / active EE | $10,287 | $6,467+59.1% | $5,630+82.7% | $6,690+53.8% |
| Admin fee / account holder | $303 | $19,293-98.4% | $15,900-98.1% | $13,392-97.7% |