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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,900 | $88,754-88.8% | $81,820-87.9% | $145,877-93.2% |
| Participation rate | 42.9% | 75.1%-32.2pp | 72.4%-29.5pp | 80.3%-37.4pp |
| Annual return | 10.86% | 1031.77%-1020.9pp | 777.93%-767.1pp | 551.28%-540.4pp |
| Employer contribution / active EE | $737 | $3,085-76.1% | $2,915-74.7% | $4,663-84.2% |
| Participant deferral / active EE | $942 | $4,648-79.7% | $4,323-78.2% | $6,691-85.9% |
| Admin fee / account holder | $3,212 | $8,424-61.9% | $7,391-56.5% | $13,402-76.0% |